Have you ever been working on the budget and you wonder if you are saving enough for retirement? Well, Dave Ramsey gives us a great formula for putting away for our retirement. Dave recommends contributing 15% of your household income into tax-advantaged retirement accounts to retire comfortably. Depending on your situation, 15% can be small or large. This concept can raise more questions and can sometimes seem overly complex. It doesn’t have to be. But if you find yourself asking more questions and feeling unsure about the best route to take for you and your family, consider reaching out for help. You can start with a Master Budget Coach to help you understand the impact to your current budget and future state budgets. Your Master Budget Coach will also want to send you to an Endorsed Local Provided (ELP) to answer more of your questions, especially related to the management of your 401K or other retirement accounts. Feel free to contact Pannell Advisory Group for more information in this area and also checkout the ELP from Dave Ramsey’s website. Remember, we are here to help you so you don’t have to go it alone!